Introduction
A Comparison of 1997, 1998, 1999 & 2000 New York State Surveys of ATM Surcharges
Status of Surcharge Ban Proposal In New York City
An Analysis of the Unfairness of the Surcharge and an Examination of the Flawed Bank Arguments in Support of the Surcharge
non-Bank ATM Owners: Independent Service Operators
Conclusion
Recommendations
Methodology
Survey Form in .pdf format
ATM Survey Results - Spring 2000 in .pdf format
Status of ATM Surcharge Bans in .pdf format
Credits

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