A recent report by the New York Public Interest Research Group (NYPIRG) took a close look at how companies weigh some of the non-driving related factors when they provide price quotes to consumers. What NYPIRG found was startling. All else being equal, for three of the top five insurers in New York, a low wage worker with a high school degree could pay anywhere from 19%-41% more than a college educated professional for the exact same coverage.
That’s correct: the auto insurance rates charged to a high school educated bank teller were higher than those for a banking executive with a college degree – even when they had the exact same driving records.
Is that fair?
To most people, these factors tend to say more about who you are than how you drive, which raises serious concerns about the unfair impacts of their use on some groups of drivers. For example, according to recent Census data, African-Americans and Latinos are significantly less likely than Whites to obtain a college degree. U.S. Department of Labor data shows similar trends in the workplace, where African-Americans and Latinos are less likely to have professional or managerial jobs. Read the rest of this entry »
Once again, New Yorkers have had to hope that federal prosecutors can clean up Albany. When Governor Cuomo unceremoniously pulled the plug on the Moreland Act Commission Investigating Public Corruption as part of a deal with legislative leaders in exchange for weak ethics reforms, even the most optimistic New Yorkers were left depressed.
As part of what is increasingly the M.O. of Albany, a weak ethics package was trotted out to provide the necessary “optics” of reform so that the governor and state lawmakers could run for re-election touting their successes in cleaning up Albany.
And so, the shutdown of the Moreland Commission as part of a weak ethics deal seemed to be the end of the latest efforts to reform Albany. Read the rest of this entry »
Governor Cuomo and state lawmakers are coming down the homestretch in the budget negotiations for the fiscal year starting April 1st. The budget negotiations have, so far, been typical in some ways and highly contentious in others.
The process has been typical in the way that virtually all decisions are being hammered out behind closed doors, with only an occasional public glimpse obtained during sham public joint conference “meetings.”
The substance of the budget has been contentious – at least in some areas. For example, the debate over the so-called New York DREAM Act has been marred by extreme political posturing. Read the rest of this entry »
This week, the nation focuses on America’s commitment to government openness during “Sunshine Week.” “Sunshine Week” makes it clear that it is important to maintain an open government, in order to ensure the proper relationship between public officials and the citizens they are pledged to serve.
The critical tool for holding policymakers accountable, as well as ensuring that the public is educated on policymaking, is the Freedom of Information Law. The Law operates on one basic concept – that government information should be accessible to the public. Without a strong open access law, it is virtually impossible for the public to adequately participate in, and monitor, governmental decision making. Read the rest of this entry »
Listen
The failure of Albany to clean up its ongoing – and seemingly unending – ethics scandals was again in the news last week.
The most recent conviction was that of now-former Assemblyman William Boyland, Jr. Mr. Boyland has been in hot water with federal authorities for the past few years. He was first arrested in 2011 as part of an investigation into a bribing scandal in which a hospital executive paid several legislators for political favors. The executive was convicted of bribing Boyland and others, but Boyland escaped conviction when prosecutors could not show that Boyland had done anything illegal, even though he had been a well-paid consultant for the hospital.
Three weeks after the acquittal, prosecutors revealed evidence showing Boyland asking for money. In that revelation, undercover agents with the FBI released evidence in which Boyland discussed how influential he was in making deals happen in Brooklyn. In one video, Boyland accepted $7,000 in cash. Read the rest of this entry »
